Microfinance Management Software Solutions

Microfinance

Microfinance Software Solutions

At present, various Microfinance Institutions agree to the notion that offering of Digital Financial Services is highly convenient, efficient, and the way forward. arttha’s Micro Finance software system with a multi-tenant and modular architecture provides a cost-effective solution for digitizing the microfinance operations as compared to the traditional model for delivering Microfinance Services.

‘arttha’ empowers the MFIs and NBFCs to amplify their product offerings and enhance the clientele base with microfinance products beyond conventional microloans by providing other financial products like group savings, individual savings etc. via its unified platform. The tried and tested loan management solution, with configurable loan types, loans for groups and individuals, multiple repayment modes, configurable interest and charges, configurable fee, support for a moratorium, configurable workflows, collateral management, alerts, and notifications etc. The platform offers flexibility and configuration by allowing the creation of different models of MFI’s via grouping and categorization of members at different levels viz. Organization, Center, Group etc. to cater to the regional requirements.

‘arttha’ uses modern practices & technology, which allows a rapid as well as the flexible deployment of the business services.

Complete Loan Lifecycle Management
Support for configuration of interest free period, moratorium period etc.
Multiple interest computation mechanisms with weekly/monthly/yearly frequency
Configurable workflow management for loan approval and disbursement
Collateral Management
Loans for individuals, groups and SMEs with comprehensive user management, group management, institution management features
Comprehensive suite of reports of analytical dashboard to track and monitor the business 8. Collection Agent management with real time commissioning
Collection Agent management with real time commissioning

Why 'arttha'?

Faster GTM

Out of the box configurable features allowing quick launch

Differentiated User Experience

Seamless omni-channel experience for customer delight

Converged Platform

A single unified fintech solution for all your business needs

Open APIs

Creating an ecosystem for greater adoption and interoperability

Case Studies