Utility Payment System


Utility Payment Processing Solutions

A seamless, convenient and frictionless user experience is the key for customer retention. Similarly, faster and efficient management of utility payments processing is vital for better cash flows and financials. The digital needs of today’s utility service providers are to have a unified and integrated bill payment system addressing these two requirements, besides providing analytical capabilities to generate customer insights and communicating with customer.

‘arttha’ addresses all the billing and payment needs of the business to realize faster payment cycles and offer a gamified experience of bill presentment and payment to the users. At the same time, it brings efficiency in the process with automation and workflow management thereby lowering costs and ensuring profitability of business. ‘arttha’ also empowers the business to have the right connect with the customer and helps launch campaigns, give rewards and incentives to loyal customers and interact with the customers via mobile notifications.

Bill presentment feature
Convenience to users to pay via different payment instruments across channels
Ability to users to request for bill payment from others
Configurable service charge, tax and commission
Workflow management
Complete paperless experience
Comprehensive suite of reports with reconciliation and settlement
Integrated Loyalty Management Solution for better customer retention

Why 'arttha'?

Faster GTM

Out of the box configurable features allowing quick launch

Differentiated User Experience

Seamless omni-channel experience for customer delight

Converged Platform

A single unified fintech solution for all your business needs

Open APIs

Creating an ecosystem for greater adoption and interoperability

Case Studies